Uber has changed the way we travel. By simply using the Uber app, a ride is available at your fingertips, making transportation more convenient than ever. As convenient as Uber is, it’s not without its risks. Crashes can still take place, and passengers could end up injured.

In this article, typical Uber accident injuries, how to determine liability, and the legal steps involved in pursuing compensation.

Frequent Injuries from Uber Rides

Passengers in an Uber may suffer a variety of injuries, especially during collisions or accidents. Among the most common injuries are:

Neck Injuries: Whiplash often results from rear-end crashes, causing pain and limited mobility. The symptoms may take time to surface.

Broken Bones: Accidents can easily cause fractures, especially in limbs. Fractures may demand extended treatment and rehabilitation.

Traumatic Brain Injuries (TBI): From mild concussions to severe TBIs, head injuries can vary in severity. Head uber accident claims settlement injuries can affect cognition and health for a long time.

Spine Injuries: Back and spine injuries are common in high-impact crashes. These types of injuries often need extensive medical intervention.

Strains and Sprains: Muscle injuries, including sprains and tears, often occur. Despite being "minor," they can cause considerable pain and complications.

Cuts and Lacerations: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.

Determining Liability in Uber Injury Cases

Determining fault in Uber accident cases can be tricky. Various individuals and entities could be held accountable. The responsible party could be the Uber driver, another vehicle, or someone else.

Driver Liability: Uber drivers can be held liable if they were negligent or reckless. This includes speeding, texting while driving, or breaking traffic laws.

Other Drivers: When another driver causes the accident, they may be held responsible.

Uber as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber offers up to $1 million in liability coverage during active rides.

Third-Party Liability: Third parties, such as government entities or manufacturers, may be liable. In these cases, more than one party might share liability.

What Uber’s Insurance Covers in Accidents

The amount of insurance Uber provides depends on when the accident happens. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.

No App Usage: If the driver is not using the Uber app, their personal insurance applies.

Driver Available for Rides: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.

Driver Picking Up or Transporting Passengers: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.

Steps in an Uber Injury Lawsuit

In severe injury cases, legal action might be the best option if insurance fails. Legal action may result in financial recovery for hospital bills, lost income, and more.